How To Make a Holiday Budget


holiday budget tree

Holiday spending got you worried? You might need a budget. If you’re like most Canadians, you may be spending more on the holidays this year. A recent CIBC poll showed that we expect to spend on average $652 on holiday shopping this year. That’s on top of our regular monthly expenses. If you’re thinking, “I’ll just put it on my credit card and worry … Read More

8 Ways To Improve Your Credit Score



Does your credit score need improvement? Here are 8 ways that you can improve it: 8. Pay Household Bills On Time Paying your bills on time every time is one of the best things you can do to improve your credit score. This shows any potential creditors that you are financially responsible. Creditors have different grace periods, so it is important … Read More