Author Archives: Daniel Teo

refinancing a loan

Does Refinancing A Loan Affect My Credit Score?

Personal loans are useful when making large purchases like a new home or car. Like many purchases, it’s possible for a loan to become less suited to your needs as better options become available. Whether your credit score was less… Read More

Daniel Teo

October 15, 2018

Credit Building Centre,Blog
repair my credit

How Long Does It Take To Repair My Credit?

If you’re looking to get your financial house in order, you may ask yourself: “How long does it take to repair my credit?” It takes time – but it is possible! There are three common mistakes that can negatively impact… Read More

Daniel Teo

September 6, 2018

Credit Building Centre,Blog
Difference Between Hard And Soft Credit Inquiries

What’s The Difference Between Soft And Hard Credit Inquiries?

You may be wondering, “what’s the difference between soft and hard credit inquiries?” Well, it relates to your credit score. Your credit score is a complex number. A large portion of your score depends on how often you make on-time payments and… Read More

Daniel Teo

August 1, 2018

Credit Reports,Blog

What’s The Difference Between Installment And Revolving Credit?

Borrowing against credit is helpful – it lets us make big purchases and cover unexpected expenses while paying for it with future income. Misusing credit, however, can negatively impact your credit score and your future ability to borrow money when… Read More

Daniel Teo

June 22, 2018

Personal Finance,Blog,Personal Loans

How Do I Use A Credit Card To Improve My Credit Score?

What do a cell phone plan and an apartment lease agreement have in common? They both require you to have a decent credit score to close the deal. The better your credit score, the better your chances are of getting… Read More

Daniel Teo

March 20, 2018

Credit Building Centre,Credit Cards,Blog
Credit score myth

The Top 3 Credit Score Myths: Busted!

Building good credit after a financial setback is not an easy task. While it can be tough to sort through all the information available, challenging your assumptions is a good place to start! Look out for these credit score myths… Read More

Daniel Teo

January 8, 2018

Personal Finance,Blog