Category Archives: Blog

refinancing a loan

Does Refinancing A Loan Affect My Credit Score?

Personal loans are useful when making large purchases like a new home or car. Like many purchases, it’s possible for a loan to become less suited to your needs as better options become available. Whether your credit score was less… Read More

Daniel Teo

October 15, 2018

car insurance in Ontario

Car Insurance In Ontario: The Rate Increase And What It Means For You

Do you drive a car? Listen up! The Financial Services Commission of Ontario (FSCO) approved premium rate increases for car insurance in Ontario for new and existing drivers. FSCO has now released the auto insurance rate approvals for the third quarter… Read More


October 14, 2018

what is a credit report

What Is A Credit Report And Why Is It Important?

What is a credit report? If you know, then you may be thinking why you should bother with a credit report when you know your credit score. That’s all you need, right? Well, you couldn’t be more wrong! If you’ve… Read More

Michelle Summerfield

October 1, 2018

Blog,Credit Score Education Centre
what is credit utilization

What Is Credit Utilization?

One of the most important factors that determine your credit score is your credit utilization, but many Canadians don’t know what it is! Did you know your credit utilization determines 30% of your credit score? So, what is credit utilization?… Read More

Robert Palumbo

September 20, 2018

Blog,Credit Score Education Centre
life insurance online

Is Buying Life Insurance Online A Good Idea?

This post is guest written by our partners at Breathe Life. Live in the moment, plan for your future. As the life insurance industry has slowly caught up with the changing habits of its clients, more and more providers are now… Read More

Breathe Life

September 17, 2018

personal finances

6 Ways To Get Your Personal Finances Back On Track

Everyone wants to save more or be better with their personal finances, but that’s easier said than done. How do you get your finances on track if you have no idea where to begin? Fortunately, taking control of your money… Read More

Barry Choi

September 13, 2018

Personal Finance,Blog
repair my credit

How Long Does It Take To Repair My Credit?

If you’re looking to get your financial house in order, you may ask yourself: “How long does it take to repair my credit?” It takes time – but it is possible! There are three common mistakes that can negatively impact… Read More

Daniel Teo

September 6, 2018

Personal Finance,Blog,Credit Score Education Centre
interest rates

The Bank of Canada Left September Interest Rate Unchanged: What Does That Mean for Borrowers?

This post is guest written by Penelope Graham of  Zoocasa. Good news for borrowers of floating-rate mortgages: The Bank of Canada (BoC), our nation’s central bank, has left its trend-setting Overnight Lending Rate at 1.5% for the month of September, meaning your… Read More

Penelope Graham

September 5, 2018

what’s the difference between a secured and unsecured loan

What’s The Difference Between A Secured And Unsecured Loan?

This guest post is written by our partners at Fairstone. If you’re researching loans, you may ask yourself, “what’s the difference between a secured and unsecured loan?” We’ve broken down the differences between the loan types to help you decide… Read More


August 28, 2018

Blog,Personal Loans
The Ultimate Guide To Personal Finance For College And University Students

The Ultimate Guide To Personal Finance For College And University Students

Welcome to The Ultimate Guide To Personal Finance For College And University Students, by Borrowell! In this five-part guide, you’ll learn about important personal finance concepts that will prepare you for the next few years of school and beyond. Table of Contents: … Read More


August 22, 2018