3 Reasons You Shouldn’t Always Choose The Mortgage With The Lowest Interest Rate
Finding a mortgage is about a lot more than just finding the lowest interest rate mortgage. If you were buying a new car, would you buy the lowest priced car on the lot? I hope not. If you did, you… Read More
What Does My Credit Score Need To Be To Get A Mortgage In Canada?
Buying a home is one of the most important (and expensive) decisions that you’ll ever make in your life. If you’ve decided to take the leap into homeownership, congratulations! Depending on where you live, it may be a tough process,… Read More
What’s The Difference Between Mortgage Term And Mortgage Amortization?
When you’re a home buyer or home seller, it’s important to know your mortgage lingo! While you don’t have to be able to calculate mortgage payments in your head, it helps to have a basic understanding of how mortgages work.… Read More
The Top 10 Mortgage Mistakes Commonly Made By Canadians
I’ve seen a lot of borrowers make a lot of mortgage mistakes in my 11 years in the business. Mortgage shoppers tend to follow similar patterns. They “overstress” mortgage features that matter minimally and they “understress” contractual terms that matter… Read More
Mortgages For Less Than Perfect Credit
Credit scores are a very important factor in qualifying for mortgages in Canada and in determining the rate you’ll get. Finding mortgages for less than perfect credit can also be difficult – but we’ve got the tips and tools you… Read More
How To Choose The Right Mortgage Provider
Picture this: you’ve been house hunting for months when you come across ‘the one.’ You make an offer on your dream home and it’s accepted. Congratulations, you’re almost a homeowner! But what about choosing the right mortgage provider? After all… Read More
5 Common Mistakes Made by First-Time Home Buyers And How to Avoid Them
Buying a home the first time can be intimidating. I know this firsthand. When I was 27 years old, I bought a home in Canada’s second priciest real estate market, Toronto. Buying a home involved a lot of moving parts.… Read More
Big Bank Or Mortgage Broker: The Ultimate Guide To Choosing A Mortgage
You’ve found the perfect home. Now all you need to do is find that perfect mortgage! This leads us to the classic conundrum for many Canadians looking to buy a home: should you choose a big bank or mortgage broker?… Read More