What Does My Credit Score Need To Be To Get A Mortgage In Canada?
Buying a home is one of the most important (and expensive) decisions that you’ll ever make in your life. If you’ve decided to take the leap into homeownership, congratulations! Depending on where you live, it may be a tough process,… Read More
Mortgage Rates Are Dipping: Is Now A Good Time to Refinance?
After mortgage rates had been on the rise for the last year or so, mortgage rates are dipping. Low mortgage rates aren’t just a boon for first-time homebuyers; they’re a boon for existing homeowners! If your mortgage is coming up… Read More
What You Need To Know About The New Federal Budget
Last week, the federal Liberals tabled their last budget before the looming fall election. The budget has a little something for everyone from first-time homebuyers to seniors. Let’s take a closer look at what the federal budget means for Canadians.… Read More
The Ultimate Guide To Qualifying For A Mortgage In 2019
Are you thinking of buying a home in 2019? Then you’ve come to the right place. In this article, we’re going to be looking at qualifying for a mortgage in 2019. Qualifying for a mortgage in 2019 is a lot… Read More
3 Reasons You Shouldn’t Always Choose The Mortgage With The Lowest Interest Rate
Finding a mortgage is about a lot more than just finding the lowest interest rate mortgage. If you were buying a new car, would you buy the lowest priced car on the lot? I hope not. If you did, you… Read More
What’s The Difference Between Mortgage Term And Mortgage Amortization?
When you’re a home buyer or home seller, it’s important to know your mortgage lingo! While you don’t have to be able to calculate mortgage payments in your head, it helps to have a basic understanding of how mortgages work.… Read More
The Top 10 Mortgage Mistakes Commonly Made By Canadians
I’ve seen a lot of borrowers make a lot of mortgage mistakes in my 11 years in the business. Mortgage shoppers tend to follow similar patterns. They “overstress” mortgage features that matter minimally and they “understress” contractual terms that matter… Read More
Mortgages For Less Than Perfect Credit
Credit scores are a very important factor in qualifying for mortgages in Canada and in determining the rate you’ll get. Finding mortgages for less than perfect credit can also be difficult – but we’ve got the tips and tools you… Read More