Category Archives: Mortgages

What Does My Credit Score Need To Be To Get A Mortgage In Canada?

Buying a home is one of the most important (and expensive) decisions that you’ll ever make in your life. If you’ve decided to take the leap into homeownership, congratulations! Depending on where you live, it may be a tough process,… Read More

Barry Choi

May 3, 2019

Blog,Mortgages
refinance mortgage

Mortgage Rates Are Dipping: Is Now A Good Time to Refinance?

After mortgage rates had been on the rise for the last year or so, mortgage rates are dipping. Low mortgage rates aren’t just a boon for first-time homebuyers; they’re a boon for existing homeowners! If your mortgage is coming up… Read More

Sean Cooper

April 5, 2019

Blog,Mortgages

What You Need To Know About The New Federal Budget

Last week, the federal Liberals tabled their last budget before the looming fall election. The budget has a little something for everyone from first-time homebuyers to seniors. Let’s take a closer look at what the federal budget means for Canadians.… Read More

Sean Cooper

March 27, 2019

Blog,Mortgages
qualifying for a mortgage

The Ultimate Guide To Qualifying For A Mortgage In 2019

Are you thinking of buying a home in 2019? Then you’ve come to the right place. In this article, we’re going to be looking at qualifying for a mortgage in 2019. Qualifying for a mortgage in 2019 is a lot… Read More

Sean Cooper

March 20, 2019

Blog,Mortgages
lowest interest rate mortgage

3 Reasons You Shouldn’t Always Choose The Mortgage With The Lowest Interest Rate

Finding a mortgage is about a lot more than just finding the lowest interest rate mortgage. If you were buying a new car, would you buy the lowest priced car on the lot? I hope not. If you did, you… Read More

Sean Cooper

February 18, 2019

Blog,Mortgages
buy a home

5 Reasons To Buy A Home In The Offseason

Looking to buy a home? With Canada currently in a deep freeze, buying a home is probably the last thing on your mind! Most of us wait until the springtime when the nice weather returns, but by doing that you’re… Read More

Sean Cooper

January 31, 2019

Mortgages
reverse mortgage

What Is A Reverse Mortgage?

Guest written by HomeEquity Bank You may already have a good sense of what a traditional mortgage involves: you take a loan for a property you’d like to purchase from a bank or other lending institution and agree to repay… Read More

HomeEquity Bank

November 14, 2018

Blog,Mortgages
difference between mortgage term and mortgage amortization

What’s The Difference Between Mortgage Term And Mortgage Amortization?

When you’re a home buyer or home seller, it’s important to know your mortgage lingo! While you don’t have to be able to calculate mortgage payments in your head, it helps to have a basic understanding of how mortgages work.… Read More

Sean Cooper

October 30, 2018

Blog,Mortgages
mortgage mistakes

The Top 10 Mortgage Mistakes Commonly Made By Canadians

I’ve seen a lot of borrowers make a lot of mortgage mistakes in my 11 years in the business. Mortgage shoppers tend to follow similar patterns. They “overstress” mortgage features that matter minimally and they “understress” contractual terms that matter… Read More

Robert McLister

August 13, 2018

Blog,Mortgages
Mortgages for Less than Perfect Credit

Mortgages For Less Than Perfect Credit

Credit scores are a very important factor in qualifying for mortgages in Canada and in determining the rate you’ll get. Finding mortgages for less than perfect credit can also be difficult – but we’ve got the tips and tools you… Read More

Stephanie Overholt

July 26, 2018

Blog,Mortgages