The Well

Bank of Canada Rate Announcements

Bank of Canada Rate Announcements 101: What You Need To Know

If you’re a variable-rate mortgage holder or a regular reader of business news, chances are you’re familiar with the Bank of Canada rate announcements. The Bank of Canada (BoC) is the national interest rate and currency regulator that’s frequently in the… Read More

Penelope Graham

March 4, 2019

News
can taxes affect my credit score

Can Taxes Affect My Credit Score?

Your credit score is the number that essentially allows you to be approved for future credit. Future credit can take the form of credit cards, auto loans, or even mortgages. If you’re trying to borrow money, your credit score matters.… Read More

Janine Rogan

March 1, 2019

Personal Finance,Taxes,Blog
tax return

How To Make Your Tax Return Less Scary: 5 Ways!

Between trying to save for financial goals and paying down debt — the last thing many of us want to do is file our tax return. Many of us feel overwhelmed when it comes to our finances but tax time… Read More

Janine Rogan

February 25, 2019

Taxes,Blog
pay off taxes with an affordable loan

Should I Pay Off My Taxes With An Affordable Loan?

Spoiler alert: failing to pay your taxes can cause a whole lot of problems for you. The interest the Canadian Revenue Agency (CRA) charges is just the beginning!  There are many scenarios that could have led to not being able… Read More

Rachel Surman

February 21, 2019

Taxes,Blog
lowest interest rate mortgage

3 Reasons You Shouldn’t Always Choose The Mortgage With The Lowest Interest Rate

Finding a mortgage is about a lot more than just finding the lowest interest rate mortgage. If you were buying a new car, would you buy the lowest priced car on the lot? I hope not. If you did, you… Read More

Sean Cooper

February 18, 2019

Blog,Mortgages
free credit score and report

A Step-By-Step Guide To Convince Someone You Love To Check Their Credit Score

Happy Valentine’s, Palentine’s, and/or Galentine’s Day! Whatever you’re celebrating, we hope you get to spend some time with the people you care about the most. What better way to show that you care than by helping someone else improve their… Read More

Rachel Surman

February 14, 2019

Personal Finance,Blog
Personal Loan To Maximize My RRSP Contributions

Should I Consider A Personal Loan To Maximize My RRSP Contribution?

We are now well into RRSP season, with the deadline of March 1st right around the corner! This means you have until then to contribute to your RRSP and have it applied to your 2018 tax return. If you haven’t… Read More

Janine Rogan

February 12, 2019

Saving & Investing,Blog,Personal Loans
How Much Do I Really Need to Retire?

How Much Do I Really Need to Retire?

Research proves time and time again just how stressful financial worry can be for Canadians. For many people, the thought of retirement is what causes the majority of the concern for their financial future. A Canadian robo-advisor, Nest Wealth, surveyed… Read More

Nest Wealth

February 6, 2019

Blog
buy a home

5 Reasons To Buy A Home In The Offseason

Looking to buy a home? With Canada currently in a deep freeze, buying a home is probably the last thing on your mind! Most of us wait until the springtime when the nice weather returns, but by doing that you’re… Read More

Sean Cooper

January 31, 2019

Mortgages
how to improve your credit score

How To Improve Your Credit Score On A Limited Income

If you’re having a hard time making ends meet, it’s likely your budget and bank account are getting walloped. But there’s something else that might be taking a big hit — your credit. If this sounds like you, then you… Read More

Michelle Summerfield

January 24, 2019

Saving & Investing,Personal Finance,Blog