How Does Divorce Affect My Credit Score?
Divorce is downright difficult. Let’s face it — it’s a significant life change that no one has a roadmap to. What makes it more difficult? Your tangled finances with your now ex-spouse and figuring out how to untangle them (while… Read More
March 18, 2019Personal Finance
Bank of Canada Rate Announcements 101: What You Need To Know
If you’re a variable-rate mortgage holder or a regular reader of business news, chances are you’re familiar with the Bank of Canada rate announcements. The Bank of Canada (BoC) is the national interest rate and currency regulator that’s frequently in the… Read More
March 4, 2019News
Can Taxes Affect My Credit Score?
Your credit score is the number that essentially allows you to be approved for future credit. Future credit can take the form of credit cards, auto loans, or even mortgages. If you’re trying to borrow money, your credit score matters.… Read More
Should I Pay Off My Taxes With An Affordable Loan?
Spoiler alert: failing to pay your taxes can cause a whole lot of problems for you. The interest the Canadian Revenue Agency (CRA) charges is just the beginning! There are many scenarios that could have led to not being able… Read More
3 Reasons You Shouldn’t Always Choose The Mortgage With The Lowest Interest Rate
Finding a mortgage is about a lot more than just finding the lowest interest rate mortgage. If you were buying a new car, would you buy the lowest priced car on the lot? I hope not. If you did, you… Read More
A Step-By-Step Guide To Convince Someone You Love To Check Their Credit Score
Happy Valentine’s, Palentine’s, and/or Galentine’s Day! Whatever you’re celebrating, we hope you get to spend some time with the people you care about the most. What better way to show that you care than by helping someone else improve their… Read More
Should I Consider A Personal Loan To Maximize My RRSP Contribution?
We are now well into RRSP season, with the deadline of March 1st right around the corner! This means you have until then to contribute to your RRSP and have it applied to your 2018 tax return. If you haven’t… Read More
How Much Do I Really Need to Retire?
Research proves time and time again just how stressful financial worry can be for Canadians. For many people, the thought of retirement is what causes the majority of the concern for their financial future. A Canadian robo-advisor, Nest Wealth, surveyed… Read More
February 6, 2019Blog